Let me start by saying that I’m not a prognosticator of what will happen in the stock market at any given time. Before the Trump election I was certain that we’d have a major correction. I was wrong. After the Trump election I really wasn’t sure, but it seemed logical that we’d have a period of growth (which we have). Now? Who knows? Some experts think the market will conti...
To download a six-page summary explaining risk capacity, click on the following link: Risk Capacity Link Have you ever heard the term “Risk Capacity”? Chances are very high that you have not. Why is that? Most financial professionals focus on the more commonly known term of “Risk Tolerance.” Risk Tolerance is someone’s personal attitude about investment risk, e.g., how comfortable someone is with ...
As you may know, the average person has not saved very much for retirement. For this newsletter however, I’m going to assume that those who read it have diligently saved and will have $500,000 in savings by the time they retire. This newsletter is meant to get readers to think about how long a saved up retirement nest egg will last. Here’s a hint: not as long as you think. If you are 65-years old ...
